Hi, I am a 23-year-old software professional. I have been lost in the weird world of software and had never bothered to be worldly wise. But things changed in the last three months. Yes, I fell in love and I have a wonderful girlfriend. With Amy came good times which meant handsome spending.

 I realized I needed to plan my expenditure. Not that I was overspending, but on certain occasions I needed to spend more than my savings. That was the first time I felt the requirement of a credit card. I was vaguely aware of Credit Cards but that was it. I was oblivious to the terminology and the myriad choices of Credit Cards available.

 www.yourcreditnetwork.com was my next halt. Eureka, the site seems to have it all. I learnt things like what is a Credit Score and what are Balance Transfers. After understanding what Credit Cards were all about the next decision was choosing one. This seemed to be as difficult as choosing the best damsel in a Miss World contest. This wonderful site helped me to understand various options offered by the Credit Cards and I realized it was wiser to spend on your Credit Cards than paying cash. The Rewards on Credit Cards spending were too tempting to resist.

 Now I am a satisfied Credit Card holder and thanks to yourcreditnetwork.com which made the process of selecting a card and applying for it online so very simple.